Ripple's CTO Just Confirmed Essential Information About the XRP Ledger

In an engaging video released today on X by XRP supporter Edo Farina, Ripple's Chief Technology Officer, David Schwartz, made a brief yet compelling statement: the encryption of hundreds of billions of real assets (RWA) on the XRP Ledger is no longer a proposal for the future; it has become urgent. Schwartz emphasized how XRPL addresses the core weaknesses that limit traditional systems, including asset ownership, collateral rights verification, and collateral asset verification, by encrypting assets directly on-chain.

Real estate: A clear case in Point t Schwartz guides viewers through the real estate process, emphasizing the time-consuming and paperwork-heavy nature of buying and selling real estate. He explains that tokenization turns this challenge into a nearly instantaneous transaction. The immutable ledger of XRPL ensures transparent ownership records, significantly reducing the risk of fraud and speeding up the verification process of ownership, a benefit for lenders as they can now easily confirm that the collateral is not encumbered. Beyond Brick and Mortar Schwartz does not stop at real estate. He cites countless types of mature assets for tokenization, including stocks, commodities, treasury bonds, intellectual property, and even carbon credits. He references the practical advancements that have been made: for example, OpenEden's launch of tokenized U.S. treasury bonds on XRPL in 2024 proves that this change is not hypothetical; it is happening. Why is XRPL prepared for the dominance of RWA According to Schwartz, the architecture of XRPL is purpose-built for this financial frontier. Low transaction fees, quick payments, and the integrated decentralized exchange (DEX) all position XRPL for widespread adoption of RWA. He argued that traditional financial giants, such as JPMorgan and Bank of America, have explored the encryption of assets based on blockchain, making XRPL a rational platform. Furthermore, he revealed the broader design goal of XRP Ledger: to develop into a fully featured financial system that includes stablecoins, lending markets, encrypted assets, etc., with XRP at its core. What does the market think? The immediate reaction from analysts and investors is cautiously optimistic. While the price target of $10,000 for each XRP makes for enticing headlines, market watchers emphasize that institutional participation, regulatory clarity, and the issuance of tangible encryption assets will be the true value drivers. Momentum movement Schwartz's message indicates that XRPL is entering its most critical phase, bridging the gap from experimentation to deployment. As RWA encryption surges from pilot programs to organizational architecture, XRPL is poised to become the backbone of the digitization of mainstream assets. If the previous question was whether hundreds of billions of dollars in real-world assets would move to the XRP Ledger, Ripple's CTO has made it clear: the question now is when.