Gate VIP Simple Earn: Tiered returns up to 4%, triple stacking strategy unlocks 12% annualized return.

In the increasingly volatile cryptocurrency market of 2025, stable returns have become the core demand for investors. The leading global exchange Gate targets this demand by launching the VIP residual asset management service, which provides differentiated high-yield channels for users at different levels through a tiered income model and a multi-reward stacking mechanism. Among them, top VIP users can enjoy a basic annualized return of 4% on USDT, which can be further boosted to an overall annualized return of up to 12% after adding the SPK reward pool.

##What is Gate VIP Yubibao? Gate Yubi Treasure is the core crypto asset management tool of the platform, supporting current and fixed-term financial products for over 800 types of cryptocurrencies. Users earn interest by lending idle assets, while the platform matches lending demands through an internal matching mechanism, with borrowers providing a 100% margin, creating a low-risk income model.

The innovation of its VIP exclusive version lies in breaking the traditional VIP system centered around trading volume, pioneering a dual-track promotion mechanism:

• Asset-oriented path: Users can upgrade to VIP based on their asset balance (14-day average GT holding amount) without relying on high-frequency trading.
• Trading-oriented path: 30 days trading volume (spot + contracts × 40%) meets the standard for upgrade.

This design precisely targets the "static whales" group, which holds a large amount of currency but trades infrequently (accounting for 68% of the total market capitalization of the cryptocurrency market), converting their asset scale into a rights advantage.

How to earn? Ladder foundation + activity stacking for explosive growth

Tiered Earnings: VIP level determines the base annualized return

The Yubi Treasure VIP fixed-term financial management adopts a strict income tiering mechanism. Taking USDT 7-day fixed-term as an example: | VIP Level | Basic Annual Yield | |--------------|----------------| | VIP 0 - 4 | 2% | | VIP 5 - 7 | 2.8% | | VIP 8 - 11 | 3.2% | | VIP 12 - 14 | 4% |

Top VIP users enjoy a 4% return, which is double the current market average return (about 2%), with funds locked for only 7 days, balancing high returns with flexibility.

Triple Stacking Strategy Ignites Comprehensive Returns

In addition to the base interest rate, users can achieve a leap in earnings by participating in limited-time activities:

• SPK Reward Pool: An additional 10% annualized SPK token reward (total of 180,000 SPK) on top of the base yield, bringing the overall annualized USDT yield to 12%.
• New users 100% interest increase: Before June 28, new users with a net deposit ≥ 100 USDT can enjoy a 100% additional annualized rate for the first 500 USDT portion of their fixed deposit (rewards will be distributed in GT).
• Automatic Reinvestment Enhancement: Principal and interest upon maturity can be automatically reinvested, continuously enhancing the compounding effect.

Case description: A VIP 12 user subscribed for 10,000 USDT for a 7-day term. After adding the SPK reward pool: Basic income: 10,000 × 4% × 7/365 ≈ 7.67 USDT; SPK reward: 10,000 × 10% × 7/365 ≈ 19.18 USDT (equivalent SPK tokens), overall income increase of over 300%.

##2025 Summer Limited-Time High-Yield Activity Analysis (as of June 28) ###VIP tiered income exclusive (valid for a long time)

• Core rules: limited quota, first come first served; automatic reinvestment upon expiration; early redemption is not supported.
• Action Suggestion: High net worth users should upgrade to VIP as soon as possible to seize the 4% quota, which can be achieved by increasing GT holdings or boosting trading volume to reach the next level.

###SPK Reward Pool (ends June 28)

• Rewards are distributed daily to enhance liquidity.
• You need to purchase designated USDT fixed-term products through the official website or App version 7.60 or above.

New User Double Benefits (Ends June 28)

• 100% interest rate increase: In the first 7-day fixed deposit, the first 500 USDT equivalent portion enjoys double annualized returns (e.g. 2.5% base USDT + additional 2.5%)
• Eligibility for the lottery: All users who receive interest increases can participate in the lottery for limited merchandise (a total of 10 pieces).

Other high-yield supplements

• BTC Staking Mining: Participate in new coin mining (such as SOON) through Launchpool, estimated comprehensive annualized rate of 8.02%
• CRT 7-day fixed term: Limited time annualized 100% (quota 50 million CRT)

##Security and Ecology: High Yield Underlying Support

Risk control system ensures principal safety.

• Excess Reserve Fund: The platform's reserve fund ratio reached 128.57% (data as of May 2025, total value of 10.865 billion USD)
• Cold storage isolation: Uses multi-signature cold wallets to store user assets, with regular third-party audits.

Ecological Synergy Amplifying Asset Efficiency

Investment funds can seamlessly participate in other high-yield scenarios on the platform:

• Launchpad IPO: Participate in oversubscription projects (such as PFVS oversubscription 93,800%)
• HODLer Airdrop: Earn interest while holding coins and receiving airdrops
• Gate Card Payment: Achieve the "Interest-Investment-Consumption" Closed Loop

##Risk Warning and Participation Steps

Notes

• No early redemption: Regular orders do not support redemption during the lock-in period.
• Market volatility risk: The price fluctuations of crypto assets may affect the stability of returns.
• Geographic restrictions: Users from certain regions, such as the UK, are not allowed to participate.

four-step participation path

1. Upgrade VIP: Upgrade your level by increasing your asset balance or 30-day trading volume.
2. Real-name authentication: Complete KYC and update the App to version 7.60 or above.
3. Purchase Products: Select VIP Fixed or Promotional Products in [Wealth Management > Yubao]
4. Enable Reinvestment: Check "Auto Reinvestment" to achieve rolling growth of profits.

##Conclusion: Strategic Layout During High Yield Window Period Gate VIP Yu Bi Bao redefines the value distribution logic of cryptocurrency wealth management in the summer of 2025 through tiered income binding VIP levels, a short-term explosion of the SPK reward pool, and a dual-track inclusive access system. For users, the current period until June 28 is a crucial window to lock in triple overlapping benefits—high-level VIP users can aim for a 12% comprehensive annual yield, while new users can quickly activate their asset appreciation engine with a 100% interest rate hike.

Author: Blog Team *This content does not constitute any offer, solicitation, or recommendation. You should always seek independent professional advice before making any investment decisions. *Please note that Gate may restrict or prohibit all or part of the services from restricted regions. Please read the user agreement for more information, link: