XRP and Bitcoin Quietly Becoming the Backbone of Real Estate, and Gary Cardone is Betting Big

XRP and Bitcoin Quietly Becoming the Backbone of Real Estate, and Gary Cardone is Betting Big originally appeared on TheStreet.

While Bitcoin dominates the headlines as the new age store of value and investment, a quieter revolution is underway, one that holds immense potential for the future of real estate, XRP Ledger, the unsung hero, is leading the charge in transforming how we buy, sell, and store the world’s most valuable assets.

From government-backed real estate tokenization in Dubai to private land deals in Silicon Valley, XRP is proving it’s more than just a payment rail. It’s emerging as the global infrastructure layer for real-world assets (RWAs), and savvy investors are paying attention.

Dubai Is Building the Future of Property on XRP

On May 25, 2025, the Dubai Land Department launched a new platform that lets UAE residents buy tokenized shares of real estate. Tokenization is the process of converting rights to an asset into a digital token on a blockchain. All these transactions are recorded on the XRP Ledger and tied directly to Dubai’s official land registry.

By 2033, Dubai expects 7% of its $300B real estate market to be tokenized. Why XRP? The team chose it for its speed, stability, and regulatory readiness. Meanwhile, in the U.S., Propy, a leading blockchain real estate platform that facilitates property transactions, has started accepting XRP for property purchases, beginning with a rare land parcel in Silicon Valley.

Propy has already handled $ 4B+ in transactions, including fully on-chain Bitcoin-backed mortgages. Now, with XRP added, it’s giving buyers a faster, safer way to own property using crypto, not just to pay, but to secure real estate ownership.

As Propy’s founder, Natalia Karayaneva, put it: “You may be able to buy land anywhere in the world with just a few clicks, quickly, inexpensively, and without the fear of fraud.”

From Dubai to Silicon Valley: Real Estate Enters the Blockchain Era

Real estate is no longer bound by paperwork and delays. Blockchain technology, with its unparalleled efficiency and security, is ushering in a new era for the industry. In Dubai, the government is tokenizing property directly on the XRP Ledger, while in California, Propy now accepts XRP for land purchases. Smart contracts are automating title transfers, and crypto-backed mortgages, using Bitcoin or XRP , are replacing the traditional 30-day approval process. This new evolution will allow more participants to take part in worldwide real estate, helping smaller investors and entrepreneurs get the funding they need anywhere in the world. This new shift is quietly connecting the global physical world to the digital one.

Story Continues#### Institutional Momentum Is Building—And the Smart Money Sees the Rails

While most headlines focus on asset prices, investors like Gary Cardone are watching something more fundamental: the infrastructure being built.

In my interview with Gary Cardone at Bitcoin 2025 in Las Vegas, he reaffirmed his deep conviction in Bitcoin while addressing XRP’s rising profile. “I don’t understand XRP,” he said. “I want to believe in it. These things are kind of like a god—you can believe in all of them, but it’s probably better to pick one.” While Bitcoin remains his primary focus, even Cardone’s acknowledgment of XRP underscores its growing relevance among serious investors, instilling confidence in the choices they make.

He also broke down a unique strategy combining real estate and Bitcoin:

“We buy institutional-quality assets—300 to 450 units—and add $15 million in Bitcoin to the purchase. The fund totals about $122 million. Over four years, we dollar-cost average rent income into Bitcoin. By year four, we have $125 million in real estate and $125 million in Bitcoin. We didn’t buy the Bitcoin—our real estate did.”

This dual asset approach reflects a broader trend: leveraging tangible income-producing assets to build long-term crypto exposure, without selling or sacrificing either.

Conclusion: The Tokenized Future Is Already Here—and XRP Is Leading It

From Dubai’s Prypco Mint to Propy’s emergence as a major player in Real Estate on the blockchain, the XRP Ledger has the potential to become the foundational layer for global asset ownership quietly.

As blockchain continues to streamline ownership, payments, and lending, it’s no longer a question of if, but when the industry moves transactions onto the blockchain, a process known as 'on-chain' .

XRP and Bitcoin Quietly Becoming the Backbone of Real Estate, and Gary Cardone is Betting Big first appeared on TheStreet on Jun 3, 2025

This story was originally reported by TheStreet on Jun 3, 2025, where it first appeared.

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