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- 📢 Gate廣場專屬 #WXTM创作大赛# 正式開啓！
聚焦 CandyDrop 第59期 —— MinoTari (WXTM)，總獎池 70,000 枚 WXTM 等你贏！
🎯 關於 MinoTari (WXTM)
Tari 是一個以數字資產爲核心的區塊鏈協議，由 Rust 構建，致力於爲創作者提供設計全新數字體驗的平台。
通過 Tari，數字稀缺資產（如收藏品、遊戲資產等）將成爲創作者拓展商業價值的新方式。
🎨 活動時間：
2025年8月7日 17:00 - 8月12日 24:00（UTC+8）
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在 Gate廣場發布與 WXTM 或相關活動（充值 / 交易 / CandyDrop）相關的原創內容
內容不少於 100 字，形式不限（觀點分析、教程分享、圖文創意等）
添加標籤： #WXTM创作大赛# 和 #WXTM#
附本人活動截圖（如充值記錄、交易頁面或 CandyDrop 報名圖）
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內容質量（主題相關、邏輯清晰、有深度）
用戶互動熱度（點讚、評論）
附帶參與截圖者優先
📄 活動說明：
內容必須原創，禁止抄襲和小號刷量行爲
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內容必須原創，並帶上 #CopyTrading# 或 #跟单# 標籤
附上 收益率截圖 或 交易卡片，並分享你的 獨家交易心得
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⏰ 活動截止：8月15日 10:00（UTC+8）
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新用戶享 20% 加成！
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活動詳情：https://www.gate.com/announcements/article/46429
#Gate # #合约交易 # #ERA# - 👀 家人們，最近你們都攢了多少 Alpha 積分啦？
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📆【活動時間】
8月4日 18:00 - 8月10日 24:00 （UTC+8）
Fintech, crypto groups press Trump to protect open banking amid bank pushback
A coalition of trade groups representing the crypto, fintech, retail, and restaurant industries is urging President Donald Trump to defend open banking rules under a so-called legal attack by the nation’s largest banks.
In a letter sent July 23, organizations including the Blockchain Association, Crypto Council for Innovation, and the Financial Technology Association claim that the US’s most powerful banks are undermining innovation by suing to block the implementation of new open banking rules and imposing “stunning” new data fees on fintech and crypto apps.
On July 11, Bloomberg reported that JPMorgan plans to start charging fintech firms fees for access to their customers’ bank account data. According to pricing sheets sent to customers, the fees vary based on how the information is used, with higher charges applied to payments companies.
“Let us be clear: financial data belongs to the American people, not the banks,” the letter reads. “The freedom to choose financial tools and control one’s own data is fundamental to free markets and personal liberty—core American values.”
The letter urges the Trump administration to file a legal brief by July 29, asking the court to affirm that consumers, not banks, own their financial data and have the right to share it with apps of their choice, free of charge.
The case outcome could determine how easily Americans can connect their bank accounts to services like crypto exchanges, stablecoin wallets, and payment apps.
Related: How traditional financial tools are making crypto investing more accessible
Understanding open banking
Open banking is a framework that lets consumers securely share financial data with third-party apps through APIs.
Proposed in 2022 during Trump’s first term, the open banking rule in the United States was finalized on October 22, 2024, granting consumers the right to share their financial data across platforms, a key building block for stablecoins, DeFi apps, and crypto on-ramps.
“The rule raised the bar for safety and security and established commonsense standards that benefit the entire ecosystem, including banks, fintechs, and digital asset firms. It also ensured that innovation in the U.S. financial system was the envy of the world," according to the letter.
On the same day the rule was finalized, the Bank Policy Institute, a trade group representing major banks like JPMorgan Chase, Wells Fargo and Bank of America, sued to block it, arguing that it posed security risks and unfairly burdened incumbents.
Open banking is already a reality in countries such as the United Kingdom, Brazil and the European Union.
Big banks push into crypto while fighting open banking
While challenging open banking in court, US banks are steadily moving deeper into the digital assets sector.
In May 2024, Cointelegraph reported that Mastercard and ten central US banks, including Wells Fargo, participated in a tokenization pilot that tested how tokenized bank deposits and US Treasurys could be used for near-instant settlements on a shared ledger
On July 15, JPMorgan filed a US trademark application for “JPMD,” a blockchain-based stablecoin for institutional settlements. The application details plans to offer a broad range of crypto-related services, including digital asset trading, exchanges, transfers, clearing, and payment processing.
Related: Anchorage Digital announces stablecoin issuance platform on Genius’ heels
Pro-crypto President put to the test
Meanwhile, President Trump has become one of the most outspoken crypto supporters among world leaders. He has actively courted the crypto community, and some even believe the crypto lobby was partly responsible for his victory.
On July 18, when signing the GENIUS Act, Trump said, “I pledged that we would bring back American liberty and leadership and make the United States the crypto capital of the world, and that’s what we’ve done.”
Magazine: Baby boomers worth $79T are finally getting on board with Bitcoin